Carrier Access & Contracting

Way above street-level contracts, with comps reaching up to 140%.

Quoteplicity has negotiated contracts that sit well above street-level comp with the IMOs our agents already trust. Let the upline know Quoteplicity referred you and you get the elevated comp tier most agents never see, with fast online contracting and no production minimums.

quoteplicity.com / gateway / carriers
Aetna · CVS HealthAflacAmerican AmicableAmeritasAssurityBaltimore LifeBanner LifeChubbCICA LifeCincinnati LifeCoreBridge FinancialEthosFamily Benefit LifeFidelityForesters FinancialGerber LifeGPM LifeGuarantee Trust LifeGuardian LifeIllinois MutualLiberty Bankers LifeLincoln FinancialMassMutualMutual of OmahaNational Life GroupNationwideNorth AmericanOxford LifePacific LifePenn MutualProtectivePrudentialRoyal ArcanumRoyal NeighborsSBLISecurity MutualSymetraTransamericaTrinity LifeUnited Farm Family LifeUnited Home LifeWilliam PennAetna · CVS HealthAflacAmerican AmicableAmeritasAssurityBaltimore LifeBanner LifeChubbCICA LifeCincinnati LifeCoreBridge FinancialEthosFamily Benefit LifeFidelityForesters FinancialGerber LifeGPM LifeGuarantee Trust LifeGuardian LifeIllinois MutualLiberty Bankers LifeLincoln FinancialMassMutualMutual of OmahaNational Life GroupNationwideNorth AmericanOxford LifePacific LifePenn MutualProtectivePrudentialRoyal ArcanumRoyal NeighborsSBLISecurity MutualSymetraTransamericaTrinity LifeUnited Farm Family LifeUnited Home LifeWilliam Penn
Lincoln FinancialMassMutualMutual of OmahaNational Life GroupNationwideNorth AmericanOxford LifePacific LifePenn MutualProtectivePrudentialRoyal ArcanumRoyal NeighborsSBLISecurity MutualSymetraTransamericaTrinity LifeUnited Farm Family LifeUnited Home LifeWilliam PennAetna · CVS HealthAflacAmerican AmicableAmeritasAssurityBaltimore LifeBanner LifeChubbCICA LifeCincinnati LifeCoreBridge FinancialEthosFamily Benefit LifeFidelityForesters FinancialGerber LifeGPM LifeGuarantee Trust LifeGuardian LifeIllinois MutualLiberty Bankers LifeLincoln FinancialMassMutualMutual of OmahaNational Life GroupNationwideNorth AmericanOxford LifePacific LifePenn MutualProtectivePrudentialRoyal ArcanumRoyal NeighborsSBLISecurity MutualSymetraTransamericaTrinity LifeUnited Farm Family LifeUnited Home LifeWilliam PennAetna · CVS HealthAflacAmerican AmicableAmeritasAssurityBaltimore LifeBanner LifeChubbCICA LifeCincinnati LifeCoreBridge FinancialEthosFamily Benefit LifeFidelityForesters FinancialGerber LifeGPM LifeGuarantee Trust LifeGuardian LifeIllinois MutualLiberty Bankers Life
Top-rated carriers across FE, Term, IUL, and traditional lifeAbove-street comp · No minimums

Why Gateway

Why we offer contracting at all.

Way above street-level comp

Quoteplicity has pre-negotiated elevated contracts with our partner uplines. Some carriers reach up to 140% comp, far above what an independent agent can get on their own.

Just mention Quoteplicity

Tell the upline that Quoteplicity referred you and you're automatically moved to the elevated comp tier. No negotiation, no volume promise, no friction.

Quick online contracting

Get appointed in days, not weeks. Most carriers contract entirely online with digital signatures.

Exclusive, limited-access products

Quility Term Plus (LGA), Quility SBLI Term, Fidelity Instabrain, and other exclusive distribution products most agents cannot sell.

No production minimums

Write a single policy or scale into a full book. There are no quotas to maintain your contract.

100% independent

No exclusivity. Keep every contract and upline relationship you already have. Gateway is purely additive.

Contracting Partners

Three uplines. One access point.

Quoteplicity customers get pre-negotiated comp through partner uplines that have already integrated our quoting and lead infrastructure. Pick the partner that fits your market and product mix, tell them Quoteplicity referred you, and you land on the elevated tier automatically.

One Resource Group logo

One Resource Group

Brokerage. Term, IUL, and Annuities.

An Integrity company. View quotes directly inside your CRM with snapshots that load fully functional workflows, automations, texts, and emails.

Get Contracted
Quility B2B logo

Quility B2B

Symmetry Financial Group. Tech-forward distribution.

Quility B2B is part of Symmetry Financial Group (SFG), one of the largest IMOs in the country. Advanced technology, exclusive products, and dedicated support for independent agents.

Get Contracted
Digital BGA logo

Digital BGA

Final Expense specialists.

Digital BGA brings deep final expense expertise. Sign up as a wholesale agent or join their structured agent program with full back-office support.

Get Contracted

Carriers Available

Top-rated carriers across every life insurance product line.

A representative sample of the carriers and products available through Gateway partners. Request a comp schedule for the full list.

Final Expense & Simplified Issue

  • Royal Neighbors
  • SBLI (FE and Term)
  • Mutual of Omaha
  • Occidental Life
  • CoreBridge Financial
  • Foresters Financial
  • Liberty Bankers Life
  • American Amicable
  • Royal Arcanum
  • Guarantee Trust Life (GTL)
  • Chubb

Term, IUL, and Traditional Life

  • Protective Life
  • Lincoln Financial Group
  • American National (ANICO)
  • Assurity Life
  • William Penn
  • North American
  • Pacific Life
  • National Life Group

Exclusive / Limited Distribution

  • Quility Term Plus (LGA)
  • Quility SBLI Term
  • Fidelity Instabrain Term
  • Group Life Alternatives
This is not a comprehensive list. Request a comp schedule to see every available carrier and product line.

What You Need to Know

Built for independent agents. No strings attached.

You're 100% independent.

We do not require exclusivity, and we will never pressure you to move existing business. Keep every contract you already have.

No production minimums.

Write one policy or scale into a full book. Your contract stays in force regardless of volume.

Releases granted at any time.

If you ever want to move your contract elsewhere, we will grant a release so you are not held back. The only condition: you must not have a negative balance in commissions owed.

Sponsored by the upline directly.

Training and technical support come from the upline or IMO that holds your contract. Think of Gateway as the matchmaker connecting you to higher comp than you would qualify for solo.

This is built for experienced agents.

Gateway is ideal for agents who are already familiar with the ropes and just need access to best-in-class carriers and compensation. If you are brand new to the industry and need full training and lead support, Ascend or our Launchpad services are a better fit.

Help

Frequently asked questions

See Gateway in action.

Run a real multi-carrier quote in the live demo, or join the waitlist to be the first to know when Gateway access opens up.