Consumer Experiences
Quoting & Underwriting
CRM & Automation
Services & Growth
One connected operating system for modern life insurance distribution.
See all products →QuoteIQ · Field Underwriting Intelligence
The field underwriting brain that makes every agent a master.
QuoteIQ tells you exactly which carrier your prospect qualifies for, why, and at what class — built off the actual underwriting and product guides from each carrier, not a generic AI guess. It is the tool your producers will reach for on every call.
Real carrier underwriting guides. Not generic AI.
Every QuoteIQ result is grounded in the actual underwriting manuals and product guides published by the carriers. We do not paraphrase, summarize, or guess. When QuoteIQ tells your agent that a carrier will or will not approve the prospect, it can cite the source.
- Built off live, current carrier underwriting and product PDFs
- No generic AI guesses, no hallucinated underwriting decisions
- Thousands of hours of curation across health conditions and medications
- Updated as carrier guides change so your agents quote what is true today
Highlighted PDF proof, in one click.
Open any carrier in a QuoteIQ result and we drop you straight into the actual underwriting PDF with the relevant paragraph highlighted. Your agents can read the carrier's own words, your customer can rest assured, and your compliance team can sleep at night.
- Direct link to the carrier's official underwriting or product guide
- Auto-highlighted section that drove the qualification decision
- Audit trail every time a producer references the source
- Removes the 'we just trust the system' problem agents have with generic AI tools
Health conditions and medications, deeply mapped.
Enter Type 2 Diabetes. Add Amlodipine. Add Hypertension. QuoteIQ enriches the quote with the structured underwriting context every carrier needs and surfaces likely class assignments before the application is submitted. Producers see the picture the carrier is going to see.
- Hundreds of conditions and medications mapped carrier by carrier
- Auto-detected interactions between conditions and medications
- Likely underwriting class surfaced on screen before submission
- Pairs natively with LiveQuote's table-rate quoting (Table 1 through Table 16)
Pre-qualification questionnaires that catch what agents forget.
Underwriting is one of the hardest things to learn. The QuoteIQ Pre-qualification Questionnaire walks your agent through every category that matters — cardiovascular, respiratory, other medical, mental health, lifestyle — so nothing important slips. Use it on every call and on every meeting.
- Cardiovascular, respiratory, mental health, lifestyle, and other medical sections
- Carrier-grade questions producers would otherwise forget to ask
- Custom forms and questionnaires tunable to your agency's workflow
- Saves automatically with the contact and the quote so nothing is re-asked later
Lower chargebacks. Higher placement rates. Happier customers.
When the agent quotes the right carrier the first time, the application sticks, the customer keeps the policy, and the agency keeps the commission. QuoteIQ exists so your producers stop quoting carriers that will decline or rate up the prospect — and start quoting carriers that will approve them at the price you promised.
- Customers see the best price at the best carrier for their profile
- Fewer declined applications, fewer rate-ups at offer
- Materially lower chargeback risk because customers stay placed
- Producers walk into every call with the underwriting picture pre-built
Annual premium placed
$61,273
71 policies · $863 avg
Placement rate
72.4%
71 of 98 apps placed
Lead → policy conversion
13.2%
71 of 538 leads
Lead-to-Policy Funnel
Conversion at each stage- Leads100.0%538
- App Requests7.6%417.6% of leads
- Forms Started7.1%3892.7% of app requests
- Forms Completed5.9%3284.2% of started forms
- Applications Submitted18.2%98100.0% incl. other sources
- Policies Placed13.2%7172.4% placement rate
Setup
We make it easy to get started
Plug it into LiveQuote
QuoteIQ runs alongside the LiveQuote Agent Quoter as the right-hand panel. If you already use LiveQuote, you have QuoteIQ. Just turn it on.
Train your team in minutes
QuoteIQ replaces a stack of PDFs and tribal knowledge with a single workflow. Your team will be quoting smarter on day one and fielding fewer underwriting questions every day after.
Help
Frequently asked questions
See QuoteIQ in action.
Run a real multi-carrier quote in the live demo, or join the waitlist to be the first to know when QuoteIQ access opens up.